Touching Lives, Building Communities
- lagunaprime@lpmpc.net
- adss@lpmpc.net
- (049) 536-2263; 536-3638
- 0998 314 9079
- Sacay Grand Villas, Batong Malake, Los Baños, Laguna, 4031
Each member can sign for co-makership after 3 months of membership for up to 3 members. Member with no default or with less than 3 months of arrears can sign for co-makership. Members with “Liability as co-maker” are not allowed to sign for co-makership unless the liability is settled. 1 co-maker may be required if the person/ co-maker is an immediate family of the maker.
MOA or Members under Salary Deduction/ Memorandum of Agreement
Members under MOA are classified as those with Salary deduction or group of person in an institution that has monthly remittance in the Cooperative. These type of members are bounded with the agreement. There are some type of loan windows that are only applicable in members under MOA. 1 co-maker is only required for members under MOA. In under MOA, its members must be atleast 5 members.
PP or Personal Payment
Personal Payment are the type of members that usually pays via Over-the-Counter payment or Bank Transfer payment.
These are members that are not part of any institution with an existing MOA with the cooperative.
Housing, Real Estate Loan and Regular Loan
The collateral/s accepted as of now is the Lot Title under the area coverage of the Cooperative.The Lot Title must be under the member’s/ borrower’s name. If married, the title must have the “married to” in the name and a copy of marriage certificate must be submitted as part of the requirement. The Lot Title will be mortgaged.
Vehicle Loan I
The OR and CR must be submitted to the Cooperative and will be mortgaged.
ATM Loan
ATM Card must be submitted upon filing of ATM loan as collateral.
Typically, new members need to meet certain requirements before being eligible to apply for a loan. This may include maintaining an account for a specified period or completing a minimum share capital contribution.
You may apply for regular loans after fulfilling all membership and financial requirements, as outlined in the cooperative’s guidelines.
Some loan types, such as emergency loans or calamity loans and petty cash loan, may be available to new members immediately, depending on the cooperative’s policies.
Membership is open to individuals who meet the cooperative’s eligibility requirements, such as residency or employment in specific areas.
Loan eligibility requirements often include:
For further assistance, contact the Loans Department at loans@lpmpc.net or contact 0998 314 9079 or visit the main office during business hours.
Need funds fast? Our Salary Loan offers up to ₱600,000 with flexible repayment terms of up to 6 years (72 months)! Perfect for emergencies, home upgrades, or big plans—all with low interest rates and convenient salary deductions.
Why Choose Our Salary Loan?
✅ Borrow up to ₱600,000
✅ Repay over 6 years (72 months)
✅ Renew after just 3 months of on-time payments
✅ Easy requirements: Just submit your ID, payslip, and completed forms
📌 Click below to check requirements & apply now!
Access up to ₱500,000 with our Regular Loan I, featuring a 5-year repayment term (60 months) and flexible options tailored to your financial needs.
Key Advantages:
✅ Substantial Amount – ₱500,000 for major expenses
✅ Extended Term – 5 years for comfortable repayments
✅ Quick Renewal – Eligible after just 3 months of payments
✅ Flexible Approval – Options available with or without co-makers
📌 Click below to check requirements & apply now!
Get up to ₱30,000 quickly through our Regular Loan II, featuring a 1-year term (12 months) and hassle-free processing for urgent financial needs.
Why Choose This Loan?
✅ Instant Access – ₱30,000 disbursed fast
✅ Short-Term Flexibility – 12 months to repay
✅ Easy Renewal – Qualify again after 3 months of payments
✅ Minimal Requirements – Basic documents only
📌 Click below to check requirements & apply now!
Access up to ₱50,000 through our Short-Term Loan, featuring a 2-year repayment period (24 months) and flexible options to match your situation.
Key Benefits:
✅ Mid-Range Funding – ₱50,000 for larger immediate needs
✅ Manageable Timeline – 24 months to repay comfortably
✅ Fast Renewal – Eligible after just 3 months of payments
✅ Flexible Approval – Options with or without co-maker
📌 Click below to check requirements & apply now!
Need quick access to funds? Our ATM Loan lets you borrow up to ₱50,000 with an extended 5-year repayment term (60 months) – the perfect blend of accessibility and flexibility!
Key Benefits You’ll Love:
✅ ATM Convenience – Uses your ATM card as collateral for easy access
✅ Longer Repayment – Enjoy up to 5 years to pay
✅ Renewal Ready – Eligible again after just 3 months of payments
✅ Flexible Options – Choose between co-maker or salary deduction
📌 Click below to check requirements & apply now!
Facing financial challenges? Our Reconstructed Loan offers flexible restructuring options to help you regain stability with customized repayment solutions tailored to your situation.
Why This Loan Helps You Recover:
✅ Financial Reset – Restructure existing obligations for better manageability
✅ Flexible Terms – Choose between salary deduction or personal payment options
✅ Co-Maker Flexibility – Options available with or without co-makers
✅ Personalized Solutions – Letter of request allows customized arrangements
📌 Click below to check requirements & apply now!
Building or renovating your home? Our Housing Loan offers up to ₱4,000,000 with a 15-year (180-month) repayment term – giving you the financial power to create your perfect living space!
Why This is the Best Home Financing Solution:
✅ Massive Funding Capacity – Borrow up to ₱4M for major projects
✅ Long-Term Comfort – Repay over 15 years with manageable installments
✅ Dual Purpose – Available for both new construction and renovation projects
✅ Flexible Payment – Choose between salary deduction or personal payment options
📌 Click below to check requirements & apply now!
Need quick funds for unexpected expenses? Our Petty Cash Loan offers up to ₱20,000 with lightning-fast approval – no co-maker needed!
Why This is Your Go-To Small Loan:
✅ Ultra-Fast Processing – Get cash when you need it most
✅ Minimal Requirements – Just your ID and completed form
✅ No Co-Maker Hassle – Simple salary deduction option
✅ Perfect for Emergencies – Covers those unexpected bills
📌 Click below to check requirements & apply now!
Ready to upgrade your ride? Our Vehicle Loan I lets you finance up to ₱1,800,000 with a 5-year repayment term – making your dream car, truck, or motorcycle more affordable than ever!
Why Choose Our Auto Financing?
✅ Big Purchasing Power – Cover vehicles up to ₱1.8M
✅ Extended 5-Year Term – Lower monthly payments
✅ Flexible Options – Salary deduction or personal payment plans
✅ Complete Protection – Includes insurance and legal safeguards
📌 Click below to check requirements & apply now!
Need an affordable auto loan for smaller vehicle purchases? Our Vehicle Loan II offers up to ₱300,000 with straightforward requirements – perfect for motorcycles, second-hand cars, or vehicle upgrades!
Why This Loan Accelerates Your Plans:
✅ Right-Sized Financing – ₱300,000 for practical vehicle needs
✅ Simpler Process – Fewer documents than larger auto loans
✅ Co-Maker Flexibility – Option available if needed
✅ Complete Protection – Includes insurance and legal verification
📌 Click below to check requirements & apply now!
Ready to build, buy, or renovate property? Our Real Estate Loan offers up to ₱4,000,000 with an extended 15-year (180-month) term – giving you the financial power to secure your ideal land or property.
Why Choose Our Property Financing?
✅ Substantial Funding – Up to ₱4M for major real estate projects
✅ Long-Term Repayment – 15 years to comfortably pay off your investment
✅ Dual Purpose – Perfect for both new construction and property renovations
✅ Secure Process – Legal safeguards including title verification and tax clearance
📌 Click below to check requirements & apply now!
Facing medical expenses? Our Hospitalization Loan provides up to ₱50,000 with a 3-year repayment term, so you can prioritize health without financial stress.
Why This Medical Loan Helps:
✅ Fast Medical Funding – Quick access to ₱50,000 for emergencies
✅ Health-First Terms – 3 years to repay while you recover
✅ Early Renewal – Eligible after paying just 30% of the loan
✅ Flexible Options – Choose salary deduction or co-maker plans
📌 Click below to check requirements & apply now!
Give your loved ones the gift of education without financial stress. Our Education Loan offers up to ₱100,000 with a 2-year (24-month) repayment term, making quality education more accessible than ever.
Why This School Loan Stands Out:
✅ Complete Coverage – ₱100,000 for tuition, books, and school fees
✅ Study-Friendly Terms – 2 years to repay after enrollment
✅ Early Renewal Option – Eligible after paying just 30%
✅ Academic Proof Only – No collateral required, just enrollment documents
📌 Click below to check requirements & apply now!
Stay ahead in work and studies with our Computer Loan offering up to ₱100,000 with a 3-year (36-month) repayment term – designed for your essential tech purchases!
Why This Tech Loan Works for You:
✅ Full-Spec Budget – Covers high-end laptops or complete desktop setups
✅ Extended 3-Year Term – Smaller monthly payments
✅ New Purchase Protection – Valid for computers bought within last 3 months
✅ Work-From-Home Ready – Finance productivity tools effortlessly
📌 Click below to check requirements & apply now!
Ready to grow your enterprise? Our Business Loan offers up to ₱600,000 with a 5-year (60-month) term, giving you the capital to expand, upgrade, or launch your venture with confidence!
Why Entrepreneurs Choose Us:
✅ Serious Funding – ₱600,000 for substantial business growth
✅ Growth-Aligned Terms – 5 years to repay as your business flourishes
✅ Early Renewal – Eligible after paying 50% (with 3-month clean record)
✅ Flexible Security – Options with or without co-makers
📌 Click below to check requirements & apply now!
Plan ahead with peace of mind using our Memorial Lot Loan, designed to help you prepare for the future while keeping payments manageable.
Key Benefits:
✅ Dignified Preparation – Finance a resting place in advance
✅ Simple Process – Minimal documentation required
✅ Flexible Options – Choose with or without co-maker
✅ Quick Approval – Get confirmation faster than traditional options
📌 Click below to check requirements & apply now!
Secure your family’s future today with our Life Plan Loan offering up to ₱360,000 with a 5-year (60-month) repayment term – giving you the means to prepare for life’s most important moments with dignity and financial ease.
Why This Loan Brings Comfort:
✅ Complete Coverage – Up to ₱360,000 for memorial services
✅ Long-Term Planning – 5 years to prepare without financial strain
✅ Simplified Process – Minimal requirements for quick approval
✅ Dignified Preparation – Secure arrangements in advance
📌 Click below to check requirements & apply now!
