Touching Lives, Building Communities
- lagunaprime@lpmpc.net
- adss@lpmpc.net
- (049) 536-2263; 536-3638
- 0998 314 9079
- Sacay Grand Villas, Batong Malake, Los Baños, Laguna, 4031
Compare rates and features to make the right choice
Source: Comprehensive Data Insights as of January 2025
Each member can sign for co-makership after 3 months of membership for up to 3 members. Member with no default or with less than 3 months of arrears can sign for co-makership. Members with “Liability as co-maker” are not allowed to sign for co-makership unless the liability is settled. 1 co-maker may be required if the person/ co-maker is an immediate family of the maker.
MOA or Members under Salary Deduction/ Memorandum of Agreement
Members under MOA are classified as those with Salary deduction or group of person in an institution that has monthly remittance in the Cooperative. These type of members are bounded with the agreement. There are some type of loan windows that are only applicable in members under MOA. 1 co-maker is only required for members under MOA. In under MOA, its members must be atleast 5 members.
PP or Personal Payment
Personal Payment are the type of members that usually pays via Over-the-Counter payment or Bank Transfer payment.
These are members that are not part of any institution with an existing MOA with the cooperative.
Housing, Real Estate Loan and Regular Loan
The collateral/s accepted as of now is the Lot Title under the area coverage of the Cooperative.The Lot Title must be under the member’s/ borrower’s name. If married, the title must have the “married to” in the name and a copy of marriage certificate must be submitted as part of the requirement. The Lot Title will be mortgaged.
Vehicle Loan I
The OR and CR must be submitted to the Cooperative and will be mortgaged.
ATM Loan
ATM Card must be submitted upon filing of ATM loan as collateral.
Typically, new members need to meet certain requirements before being eligible to apply for a loan. This may include maintaining an account for a specified period or completing a minimum share capital contribution.
You may apply for regular loans after fulfilling all membership and financial requirements, as outlined in the cooperative’s guidelines.
Some loan types, such as emergency loans or calamity loans and petty cash loan, may be available to new members immediately, depending on the cooperative’s policies.
Membership is open to individuals who meet the cooperative’s eligibility requirements, such as residency or employment in specific areas.
Loan eligibility requirements often include:
For further assistance, contact the Loans Department at loans@lpmpc.net or contact 0998 314 9079 or visit the main office during business hours.
Capital support for starting or expanding your business. Flexible terms to help your enterprise grow.
Why Entrepreneurs Choose Us:
✅ Serious Funding – ₱600,000 for substantial business growth
✅ Growth-Aligned Terms – 5 years to repay as your business flourishes
✅ Early Renewal – Eligible after paying 50% (with 3-month clean record)
✅ Flexible Security – Options with or without co-makers
📌 Click below to check requirements & apply now!
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